Loan Option

USDA Loans in Texas

USDA loans may be available for eligible properties and borrowers in qualifying Texas areas.

What to Know

USDA loans may be available for eligible properties and borrowers in qualifying Texas areas.

  • Property location and household income limits are key USDA eligibility factors.
  • USDA loans include guarantee fee and annual fee assumptions.
  • A manual review can help determine whether a Texas property may fit USDA guidelines.

Next Step

Rural and eligible-area mortgage options for Texas buyers.

USDA eligibility depends on property location, household income, program availability, and underwriting guidelines.

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