Mortgage Calculator

USDA Loan Calculator

Estimate Texas USDA loan payments including guarantee fee, annual fee, taxes, insurance, and HOA.

Start Prequalification

Interactive Texas Mortgage Calculator

USDA Loan Calculator

Estimate USDA guarantee fee, annual fee, and monthly payment assumptions with an eligibility reminder.

Want pricing and next steps based on your real scenario?

Get Custom Quote

Your Scenario

Adjust the values below. Results update automatically.

Advanced filters
$
$
%
%
%
$
$
$

Estimated Result

Calculating...

Adjust inputs to review this scenario.

Assumptions
  • Outputs are estimates based only on the values entered.
  • Taxes, insurance, HOA dues, mortgage insurance, fees, and program guidelines can change the final payment.
  • A full loan estimate, underwriting review, and closing disclosure control actual terms.
  • USDA availability depends on property eligibility, household income limits, and underwriting guidelines.
Important Disclaimer

Calculator results are for education and planning only. They are not an approval, preapproval, commitment to lend, rate quote, loan estimate, legal advice, or tax advice. Program availability and underwriting guidelines apply.

Check USDA eligibility Continue to LendingDox

Want Texas Zoom Mortgage to review this scenario?

Send the estimate to the Texas Zoom Mortgage team for personalized next steps.

Calculator Assumptions

Estimate Texas USDA loan payments including guarantee fee, annual fee, taxes, insurance, and HOA.

Next Step

Estimate USDA guarantee fee, annual fee, and monthly payment.

Request Review

Subject to credit approval, program availability, underwriting guidelines, and acceptable property review. Not a commitment to lend.

Privacy / GDPR